레이블이 Air Force College Tuition인 게시물을 표시합니다. 모든 게시물 표시
레이블이 Air Force College Tuition인 게시물을 표시합니다. 모든 게시물 표시

2013년 11월 30일 토요일

About 'air force pays for college'|...s finished,” Willson said. “We have the capacity to take responsibility for our own lives, to be real revolutionaries for justice. We have the...







About 'air force pays for college'|...s finished,” Willson said. “We have the capacity to take responsibility for our own lives, to be real revolutionaries for justice. We have the...








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Taking               a               student               loan               is               often               necessary               if               you               wish               to               start               and/or               finish               school.

Unfortunately,               student               loan               debts               can               become               a               burden               if               there               is               no               way               in               which               you               can               pay               them               off.

Many               students               accumulate               extensive               student               loan               debt,               making               it               impossible               for               them               to               retain               any               of               their               earnings               once               they               become               employed               in               their               respective               fields.

The               situation               is               even               worse               if               the               former               student               cannot               find               solid               employment               for               months               or               even               years               after               graduation.

Even               in               bankruptcy,               a               student               loan               debt               cannot               be               discharged,               and               therefore               must               be               paid               off.

However,               there               are               programs               that               allow               current               or               former               students               to               obtain               student               loan               forgiveness.

Most               of               these               programs               involve               performing               volunteer               work               or               military               service,               practicing               medicine               in               certain               impoverished               or               remote               areas               of               the               world,               doing               social               work,               or               meeting               other               requirements.

Fortunately,               the               loan               amount               that               is               dispensed               under               student               loan               forgiveness               is               not               assessed               as               taxable               income.
               Volunteer               work
               Volunteering               is               not               only               a               great               way               to               give               back               to               your               local               and/or               global               community,               but               it               can               also               qualify               you               for               student               loan               forgiveness.

If               you               volunteer               for               organizations               such               as               the               Peace               Corps,               AmeriCorps,               or               VISTA               (Volunteers               in               Service               to               America),               up               to               70%               of               your               student               loan               debt               can               be               forgiven               (usually               at               a               rate               of               15%               per               year               of               service).

Breaking               down               the               numbers,               volunteers               in               AmeriCorps               who               serve               12               months               can               receive               loan               forgiveness               of               $4,725               towards               their               student               loans.

VISTA               pays               the               same               amount               for               1,700               hours               of               service.

The               Peace               Corps               will               cancel               15%               of               Perkins               loans               for               the               first               two               years               of               service,               then               20%               for               the               third               and               fourth               years               of               service,               for               a               total               cancellation               of               70%               after               4               full               years               of               service.

Additionally,               most               volunteer               organizations               will               automatically               defer               your               Stafford,               Perkins,               or               Consolidation               loans               while               you               are               serving,               thus               freeing               you               from               interest               accumulation               on               your               loan.
               Military               service
               For               each               year               that               you               serve               in               the               military,               15%               of               your               student               loan               debt               is               repaid               by               the               respective               program               (up               to               a               branch               maximum).

Those               maximums               are               $65,000               for               the               Army               and               Navy,               $20,000               for               the               Army               Reserve,               and               $10,000               for               the               Air               Force.

You               must               request               student               loan               forgiveness               at               the               time               of               enlistment               or               reenlistment.

You               will               also               need               to               score               50               or               higher               on               the               Armed               Forces               Qualifications               Test.
               Teaching
               If               you               choose               to               teach               in               an               elementary               or               secondary               school               that               serves               low-income               families,               all               of               your               Perkins               loan               debt               can               be               forgiven.

This               program               forgives               15%               of               your               Perkins               loan               in               the               first               and               second               years,               20%               in               your               third               and               fourth               years,               and               the               remaining               30%               is               forgiven               in               your               fifth               year               of               teaching.

More               information               about               loan               forgiveness               may               be               obtained               at               Loan               Forgiveness               for               Teachers               .
               Legal               aid
               Many               law               schools               provide               loan               repayment               assistance,               loan               forgiveness,               lower               interest               student               loans,               or               deferred               loan               repayment               if               you               choose               to               work               as               a               public               defender               for               non-profit               organizations.

The               following               states               also               offer               loan               repayment               assistance               programs:               Arizona,               D.C.,               Florida,               Illinois,               Indiana,               Iowa,               Louisiana,               Maine,               Maryland,               Massachusetts,               Minnesota,               Montana,               New               Hampshire,               New               Mexico,               New               York,               North               Carolina,               Ohio,               Oregon,               South               Carolina,               Texas,               Vermont,               and               Virginia.

For               more               information,               go               to               the               American               Bar               Association's               Loan               Repayment               Assistance               Programs               web               site.
               Medical               service
               Medical               students               have               several               loan               repayment               options               available               to               them.

The               U.S.

Department               of               Health               and               Human               Services               offers               loan               forgiveness               through               two               programs:               the               National               Health               Service               Corps,               and               the               Nursing               Education               Loan               Repayment               Program.

The               first               program               requires               that               you               devote               5               years               to               providing               medical               care               in               areas               of               need;               for               this               service,               up               to               $170,000               of               your               student               loan               is               forgiven.

The               second               program               requires               that               you               devote               2               years               to               a               qualifying               non-profit               organization;               for               this               service,               up               to               60%               of               your               student               loan               is               forgiven.

If               you               so               choose,               you               can               devote               a               third               year               of               service               and               have               an               additional               25%               of               your               loan               forgiven.
               For               medical               students               who               are               interested               in               scientific               research,               the               National               Institutes               of               Health               offers               up               to               $35,000               per               year               in               loan               forgiveness               for               conducting               research               at               either               a               non-profit               agency,               a               university,               or               at               the               NIH               itself.
               Medical               students               interested               in               veterinary               work               can               apply               under               the               U.S.

Department               of               Agriculture's               Veterinary               Medicine               Loan               Repayment               Program.

This               program               allots               $25,000               per               year               in               loan               forgiveness               for               up               to               3               years               for               working               in               a               designated               arena.
               Law               enforcement
               If               you               become               a               full-time               law               enforcement               or               corrections               officer,               the               government               will               repay               your               student               loan               debt               at               a               rate               of               15%               per               year               for               the               first               and               second               years               of               service.

In               the               third               and               fourth               years               of               service,               the               repayment               rate               jumps               to               20%,               and               then               to               30%               for               the               fifth               year.

The               loan               forgiveness               program               applies               primarily               to               students               who               take               out               federal               Perkins               loans.

More               information               may               be               obtained               by               clicking               on               the               following               Congressional               report.
               Child               care
               The               Loan               Forgiveness               Demonstration               Program               for               Child               Care               Providers               provides               up               to               100%               student               loan               forgiveness               for               childcare               providers               working               in               low-income               areas.

Only               applicants               who               have               received               a               federal               loan               under               the               Federal               Family               Education               Loan               Program               (FFELP)               and               the               Federal               Direct               Loan               Program               (FDLP)               can               receive               this               particular               loan               forgiveness.

Child               care               providers               receive               20%               student               loan               forgiveness               each               year               after               completing               their               second               and               third               years               of               service               (40%               total),               then               30%               each               year               after               completing               their               fourth               and               fifth               years               of               service               (60%               total),               totaling               up               to               100%               of               their               initial               student               loan.
               More               from               this               contributor:               
               How               I               Got               A               College               Degree               Without               Going               Into               Debt               
               Investing               for               Students:               Getting               Started               
               6               Different               Ways               to               Pay               Off               Student               Loan               Debt






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    2013년 11월 25일 월요일

    About 'air force education benefits'|...erstwhile elites who have gotten a thoroughly modern (and Correct) college/university education. I am going to propose here that this ‘deconstruction and disintegration of the paradigm...







    About 'air force education benefits'|...erstwhile elites who have gotten a thoroughly modern (and Correct) college/university education. I am going to propose here that this ‘deconstruction and disintegration of the paradigm...








    Students               now               completing               their               education               are               certainly               aware               they               face               a               questionable               economy.

    The               job               market               has               been               slow               for               the               past               several               years               and               its               future               is               still               uncertain.

    I               served               in               the               United               States               Navy               from               ages               18-43               and               now               as               a               retiree,               I               still               enjoy               the               financial               benefits               from               my               service.

    My               Navy               Experience               
                   I               joined               the               Navy               at               18,               completed               25               years               and               retired               at               43.

    Ever               since               I've               received               a               monthly               pension               check.

    Additionally,               with               the               experience               and               skills               I               acquired               in               the               service,               immediately               following               retirement               I               began               a               well-paying               civilian               career               that               spanned               another               20               years.


                   
                   Armed               Forces               Offer               Security               
                   As               millions               of               new               grads               seek               career               opportunities,               the               military               is               one               that               offers               something               no               other               field               can               promise               at               this               time.

    Job               security.

    Those               who               join               the               Armed               Forces               can               expect               to               to               stay               in               their               jobs               for               20               years               or               more.

    Then,               in               addition               to               many               other               benefits,               they               can               retire               while               still               relatively               young               with               pensions               for               the               rest               of               their               lives.
                   Career               Pension               Potential               
                   About               pension               benefits               in               today's               Armed               Forces,               consider               my               example,               I               retired               as               a               chief               petty               officer.

    For               a               Navy/Coast               Guard               chief               petty               officer               or               Army/Marine/Air               Force               master               sergeant               who               completes               20               years               of               service.

    The               annual               lifetime               pension               is               about               $60,000.

    For               a               career               commissioned               officer,               it               can               total               $140,000               and               more.

    For               those               who               stay               in               the               service               longer,               the               pensions               climb               higher.
                   Potential               Negatives               
                   Of               course,               there               are               the               negatives               about               military               service               to               consider.

    Deployment               overseas               may               take               you               away               from               your               family               for               long               periods               of               time.

    Additionally,               frequent               changes               in               locations               require               uprooting               every               time               you're               transferred.


                   
                   Facing               The               Dangers               
                   There's               also               the               reality               of               dangers               in               a               military               career.

    When               there's               a               war               going               on,               you               could               get               killed.

    However,               similar               dangers               are               also               real               considerations               for               those               who               choose               to               be               police,               firefighters,               long-haul               truckers,               coal               miners               and               a               hundred               other               active               and               potentially-dangerous               vocations.
                   Career               Security               
                   The               current               world               situation               may               make               a               service               career               secure               for               new               grads.

    There's               the               recent               history               of               the               U.S.

    involvement               in               the               international               scene.

    Since               the               Gulf               War               in               1990,               there               has               been               the               need               for               continuous               U.S.

    military               presence               in               the               Middle               East               and               elsewhere.

    Prospects               are               that               the               situation               will               not               change               for               the               next               20               years.
                   Summary               
                   I               believe               my               Navy               career               was               a               positive               choice               for               me.

    Among               many               other               benefits,               it               gave               me               opportunities               to               learn               a               vocation,               see               the               world               and               serve               my               country.

    Retirement               and               pension               after               25               years               also               allowed               me               adequate               time               for               a               second               satisfying               career.
                   Reference:               military.com






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